Table with glasses and medial equipement


You are eligible for coverage the first day of the month following your Alpha contract date (if you have a Fast Start Agreement) OR the date of your Business Development Agreement. This is generally within 30-90 days of your contract date. Enrollment must be completed within 31 days of the date you are eligible for coverage.

Qualifying Event

Under Federal regulations, after a plan year (January–December) has started, you will not be able to change your benefit elections unless you have experienced a qualifying life event. These events result in changes in your family, including:

  • Birth
  • Marriage
  • Adoption
  • Divorce
  • Death
  • Spouse employment status change

Your election changes must be consistent with the status change brought about by the qualifying life event; please notify the Benefits Department within 31 days of the event to make any changes. Documentation may be required.

For more information on a qualifying event, please visit

Missed Benefit Premiums

All coverage for health, dental, vision, legal, disability, and group life will terminate on the last day of the month in which you have missed five premiums. The Benefits Department will notify you beginning with your third missed benefit premium. If you experience a loss of coverage, you have the right to continue your health, dental and/or vision coverage under COBRA for up to 18 months. You will receive information from PayFlex, WoodmenLife’s COBRA administrator,which contains time-sensitive enrollment materials.

Annual Enrollment

Complete your online enrollment by clicking on the button to the left. Once at the dashboard, select New Hire Enrollment to begin.

New Sales Representatives

This tool will walk you through your choices for next year's benefits. The plan selector is available Nov. 1 - 15.

Benefits and Taxes

The Internal Revenue Service (IRS) allows you to use pre-tax dollars to pay for eligible benefit plans. WoodmenLife automatically processes medical, dental, vision, and life insurance premiums on a pre-tax basis. Premiums are deducted from your paycheck prior to the calculation and deduction of taxes, and therefore your taxable income is reduced.

This means more take-home pay!