Table with glasses and medial equipement

Vision Insurance


VSP Choice Network

Benefit Details

WoodmenLife offers one vision plan. Premiums are deducted on a pre-tax basis.

New Representative Eligibility

You are eligible for coverage the first day of the month following your full-time contract date (if you have a Fast Start Agreement) OR the date of your Business Development Agreement.

Plan Coverage

Benefit Summary In-Network Out-of-Network
Eye Exam (not including contact exam)  $15 Copay Reimbursed up to $45
Frames 100% covered, $150 Benefit Max Reimbursed up to $70
Single Vision $35 Copay Reimbursed up to $30
Bifocal Lined $35 Copay Reimbursed up to $50
Trifocal Lined $35 Copay Reimbursed up to $65
Lens Options  
Anti-Reflective Coating 100% Covered Not Covered
Blended Lenses 100% Covered Reimbursed up to $50
Progressive Lenses 100% Covered Reimbursed up to $50
Tinted/Photochromic 100% Covered Not Covered
(instead of frames and lenses)
100% Covered, $150 Benefit Max Reimbursed up to $105
Contact Lens Exam Up to $60 copay Not Covered

Benefit Frequency

The exam, frames and lenses are available every 12 months, starting wiith the first date of service.

No ID Cards

An ID card isn’t required to receive services. Simply call a VSP provider to schedule an appoinment and tell them you are a VSP member. The provider and VSP will handle the rest. If you would like an ID card, log on to or the VSP app to access.

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