|Brand Name Formulary||30%, $37.50 minimum, $150 maximum|
|Brand Name Non–Formulary||30%, $62.50 minimum, $250 maximum|
|Specialty||30%, $75 minimum, $300 maximum|
|Brand Name Formulary||30%, $93.75 minimum, $375 maximum|
|Brand Name Non–Formulary||30%, $156.25 minimum, $625 maximum|
Under Federal regulations, after a plan year (January–December) has started, you will not be able to change your benefit elections unless you have experienced a qualifying life event. These events result in changes in your family, including:
Your election changes must be consistent with the status change brought about by the qualifying life event; please notify the Benefits Department by phone or email within 31 days of the event to make any changes. Documentation may be required.
For more information on a qualifying event, please visit NebraskaBlue.com
All coverage for health, dental, vision, legal, disability, and group life will terminate on the last day of the month in which you have missed five premiums. The Benefits Department will notify you, your Recruiting Sales Manager and Regional Director beginning with your third missed benefit premium. If you experience a loss of coverage, you have the right to continue your health, dental and/or vision coverage under COBRA for up to 18 months. You will receive information from PayFlex, WoodmenLife’s COBRA administrator,which contains time-sensitive enrollment materials.
To enroll, you will need to be logged on to WoodmenLife's system, either onsite or via VPN. Once you log in to the Lawson self-service website, click on "Bookmarks" in the upper left corner, then Employee Self-Service > Benefits > Benefits Enrollment to make your selections.
The Internal Revenue Service (IRS) allows you to use pre-tax dollars to pay for eligible benefit plans. WoodmenLife automatically processes medical, dental, vision, and life insurance premiums on a pre-tax basis. Premiums are deducted from your paycheck prior to the calculation and deduction of taxes, and therefore your taxable income is reduced.
This means more take-home pay!