Quick Stats
Provider
Blue Cross and Blue Shield of Nebraska
Group #300190
New Associate Eligibility
Coverage is effective the first day of the month following your hire date.
Compare HRA and HSA
D/C = Deductible/Coinsurance
| HSA | HRA | |||
| Benefit Summary | In-Network | Out-of-Network | In-Network | Out-of-Network |
| Deductible/Coinsurance | Aggregate | Aggregate | ||
| Associate | $1,500 | $3,000 | $2,000 | $4,000 |
| Associate Plus | $3,000 | $6,000 | $4,000 | $8,000 |
| Coinsurance | 25% | 40% | 30% | 50% |
| Out-of-Pocket Maximum (includes Deductible, Coinsurance and Copays) | ||||
| Associate | $3,000 | $6,000 | $4,500 | $9,000 |
| Associate Plus | $6,000 | $12,000 | $9,000 | $18,000 |
| WoodmenLife HSA or HRA Contributions | ||||
| Associate | $500 | $1,000 | ||
| Associate Plus | $1,000 | $2,000 | ||
| Office Visit | ||||
| Primary Care | D/C | D/C | $30 Copay | D/C |
| Specialist | D/C | D/C | D/C | D/C |
| Other Office Visit Services | D/C | D/C | Included in Copay | D/C |
| Preventive Care | 100% | D/C | 100% | D/C |
| Virtual Doctor | D/C | D/C | $15 Fee | D/C |
| Urgent and Emergency Care | ||||
| Physician | D/C | D/C | $55 Copay | D/C |
| Other Urgent Care Services | D/C | D/C | Included in Copay | D/C |
| Emergency Care | D/C | Same as In-Network | $175 Copay + D/C | Same as In-Network |
| Prescription Drug Retail 30-day supply | ||||
| Generic | D/C | In-Network + 25% | $15 Copay | In-Network + 25% |
| Formulary | D/C | In-Network + 25% | 30%, $37.50 min to $150 max | In-Network + 25% |
| Non-Formulary | D/C | In-Network + 25% | 30%, $62.50 min to $250 max | In-Network + 25% |
| Specialty | D/C | Not covered | 30%, $75 min to $300 max | Not covered |
| Prescription Drug Retail 90-day supply | ||||
| Generic | D/C | Not covered | $37.50 Copay | Not covered |
| Formulary | D/C | Not covered | 30%, $93.75 min to $375 max | Not covered |
| Non-Formulary | D/C | Not covered | 30%, $156.25 min to $625 max | Not covered |
Pre-Tax Premiums
Total health insurance cost, paid by you and WoodmenLife, is based on actual claims over the prior two years, projected claims, administrative expenses for the upcoming year, the plan and level of coverage you select, and your salary/earnings as of Sept. 30.
Managing Costs
Visit Nebraskablue.com online or with your mobile device or tablet to access details including:
- Claims and benefts
- Health care spending
- Who’s covered
- Medical cost estimates
- Prescription Drug Tools
Benefits of an HSA
To help understand the benefits of a Health Savings Account, click here.
Traveling Abroad?
With your Blue Cross Blue Shield Nebraska health insurance, you have access to medical assistance services, doctors and hospitals around the world. Click here to search for doctors outside the U.S.
Preventive Care
Preventive care services are covered at 100% when they are obtained from a network provider, as long as no diagnosis is made. Click here for recommended preventive services.
The services listed are general recommendations. Your doctor may recommend different frequency or timing based on your personal or family history
Tax Reporting
Terms and Conditions |
Customer Privacy Notices |
NY Residents
The information on this page is a partial description of benefits, limitations, exclusions, and other provisions of the group benefits provided by Woodmen of the World Life Insurance Society (WoodmenLife). If there is a difference between the information in this summary and the plan document for each plan, the
plan documents
govern. Eligibility requirements apply to each of the benefits offered, criteria may include employment status and/or individual qualifications. For more detailed information, refer to the Summary Plan Description of each plan. WoodmenLife may amend these plans at any time. The description of the plan is not a guarantee of benefits and should not be construed as such.
Fraud, Ethics and EEO Anonymous Hotline: 1-844-339-3053
WoodmenLife.ethicspoint.com
This is the Life is a registered service mark of Woodmen of the World Life Insurance Society.
A+ Financial Rating
This company was issued a secure rating by the A.M. Best Company, click for additional details WoodmenLife® has been awarded a rating of A+ (Superior), the second highest ranking out of 15, for its financial strength and operating performance in 2018 by A.M. Best, one of the nation's leading independent rating organizations.